Key Legal Checklist For Buying A Property In Zirakpur

Key Legal Checklist For Buying A Property In Zirakpur – It is an aspiration for every Indian to own a dream home, and not to underestimate the fact that buying a property is always on the wish list of investors for the potential returns it can deliver. When buying a residential property, we look at the location, price, and possession date. Without any doubt, these are relatively more important parameters but there are many other Key Legal Checklist For Buying A Property In Zirakpur that one needs to check before finalizing the deal. 

Zirakpur is the bustling commercial hub of Tricity and it has a host of residential projects which cater to various needs and tastes. A wide array of choices at your disposal make it convenient for you to make a selection, yet at times it becomes baffling. To make your selection process easier, here’s a compilation of the Key Legal Checklist For Buying A Property In Zirakpur that one needs to keep in mind before finalizing their decision in regards to Before Buying A Property in Zirakpur.

Legal Checklist for Buying Property In Zirakpur: Important Aspects to Consider 

Real estate investment is a primary source of cash inflows, and for many, buying a residential property is a significant life goal. The process can lead to high profits and asset value growth. Purchasing a luxury home in Zirakpur or allocating an apartment for sale here requires verifying several documents and providing proof during property registration. A proper checklist is crucial for those involved in the home buying or investment process.

Purchasing any property is not easy as it requires extensive research and careful consideration. Across the nation, there are numerous plots of land available, each with a unique set of steps involved in the purchasing process. When buying property from someone, specific legal documentation must be followed, and the owner and buyer must complete legal formalities to transfer ownership from one person to another.

Verification Of Title & Ownership Of Seller

Under this step, the buyer needs to first that whether the Seller has done proper verification of the title as well as of the ownership of it. It consists of the following sub-steps:

  • Title Document: Verify the name in which the property stands.
  • Nature of Title: Confirm the owner’s capacity to possess the land.
  • Development Rights: Ensure the owner has the right to construct the property.
  • Stamped and Registered Documents: All documents should be stamped and registered at the Sub-registrar’s office with the appropriate value.
  • Seller’s Khata Number: Check the latest Jamabandi and ensure the seller’s share is correct. Verify Khasra-Khatoni, mode of transfer, and comments of Kashgar in the Jamabandi.
  • Previous Litigation: Check for any pending court cases related to the property in the latest Jamabandi or with the tehsildar responsible for maintaining land records.
  • Availability of Ongoing Title Documents with Seller: Confirm that all necessary documents are in order and available with the seller.

Identity Of Seller

Under it, one needs to verify the correct identity of the seller and it consists of the following steps.

  • Residence Status/Nationality: Verify whether the seller is an Indian national or foreign citizen as their rights differ. Choose carefully.
  • Joint Owners: Determine if the property is jointly owned by brothers and if the partition has been completed. Confirm if co-sharers can sell their share and if the others will accept it. Legally, they can refuse if an outsider purchases the land, so ensure the property is free from family discord.
  • Company, Trust, or Firm: If a company is selling the property, ensure they are the rightful owner and the property belongs solely to them.
  • Minor/Unsound: If a minor or unsound person is involved, verify the consent of the next guardian.

Permission From State Town Planning Department For Land Use Conversion

It is important to verify if the land on which the project is developed has been acquired through a legal process. If the land was previously agricultural, then the Change of Land use charges must be paid to the government, and the necessary license for creating a colony should be obtained from the department.

Construction Approvals

It is essential to confirm if the building plan has been approved by the competent authority and all necessary approvals have been obtained from the departments concerned, such as Fire & Safety, Pollution Board, Environment, Forest Department, and Civil Department.

Occupancy Certificate

The occupancy certificate is a crucial document that declares a property fit for habitation, indicating that it is livable and equipped with basic connections for water, drainage, sewerage, sanitation, and other essential amenities. Without this certificate, the government can take over the property, leaving the buyer in a difficult situation.

Check The Status Of The Tax

It is crucial to ensure that all taxes on the property have been paid, particularly the property tax for the past years. If the previous owner has not paid it, the new buyer must settle the taxes to obtain full ownership. This is a non-negotiable rule that must be followed.


It is important to check if there are any entries in the books of the Registrar regarding the property. For corporate properties owned by a company, it is advisable to check with the Registrar of Companies to determine the financial strength of the company. If there is any charge created or transferred to the property, the new owner must repay the debt to obtain full ownership of the property.

Physical Survey And Access To The Property

Take a close look at the location of your intended property. Is it easily accessible from the road? Are elementary rights legally established and enforceable without any hindrance? Are there any obstructions or blockages in accessing the property? Also, consider what is situated next to the property. Is it an animal farm, butcher farm, garbage dump, stinky stream, or a beautiful playground? Always purchase a property after examining the surrounding area and nearby constructions so that you can appreciate the value of the property in the future.

Compliance Under RERA (Regulation & Development) 2016

The law requires all-new, ongoing, and completed projects with an “Occupancy Certificate” to comply with RERA regulations. Failure to register will result in significant penalties and potential imprisonment for the property owners and builders. It is essential to check the RERA number before considering any project.

Why Choose Zirakpur As The Optimal Place For Investment?

Zirakpur is an optimal place for investment due to several reasons. Firstly, its location is strategic, being situated near the tri-city of Chandigarh, Mohali, and Panchkula. This makes it an attractive option for people looking to settle down or invest in the region.

Secondly, Zirakpur has seen significant growth in recent years, with a surge in real estate development, commercial and retail spaces, and infrastructure projects. This has resulted in a rise in property prices, making it a lucrative investment opportunity for those looking for good returns.

  • This area also boasts excellent connectivity, with the Chandigarh International Airport just a short drive away, and several major highways and expressways passing through the region. This has led to an increase in demand for properties in the area.
  • Zirakpur offers a high standard of living, with modern amenities, educational institutions, hospitals, and shopping complexes. It is also a safe and secure place to live, making it an ideal option for families.

Considering these factors, Zirakpur has emerged as a popular destination for real estate investment, with a bright future ahead.

Final Verdict

In conclusion, buying a property in Zirakpur requires careful consideration and adherence to a key legal checklist. It is crucial to ensure that all necessary legal documentation is in place, the property is free from any disputes or litigation, all taxes and charges have been paid, the property has all necessary approvals and certificates, and compliance with RERA is ensured. Additionally, it is important to consider the location of the property and its surroundings. By following this legal checklist, buyers can make an informed decision and avoid any legal issues in the future.

FAQs Related to Key Legal Checklist For Buying A Property In Zirakpur

Q1): Why is verifying the title and ownership of the seller important when buying a property?

Ensuring proper title and ownership documentation is crucial to confirming the legality of the property transaction and avoiding future disputes.

Q2): What are the key aspects to consider while checking the seller’s identity?

Confirming the seller’s nationality or residence status, joint ownership details, and verifying if the property is owned by a company, trust, or firm.

Q3): Why is obtaining permission from the State Town Planning Department for land use conversion necessary?

It ensures that the land on which the project is developed has been legally acquired, and the necessary approvals and licenses have been obtained.

Q4): What approvals should be verified for construction when buying a property?

It is essential to confirm if the building plan has been approved by the competent authority, along with approvals from departments like Fire & Safety, Pollution Board, and more.

Q5): What is the significance of an Occupancy Certificate when buying a property?

An Occupancy Certificate indicates that the property is fit for habitation, ensuring it meets all necessary standards and amenities for living.

Q6): Why is it important to check the status of property taxes before finalizing a purchase?

Ensuring that all property taxes, especially for previous years, have been paid is crucial to avoid any complications in ownership transfer.